Qapital is a mobile app that can help you save and invest money either individually or as a couple. ![]() Pricing: Free Best Budgeting App for Saving for Financial Goals Some of our other top picks have both online and mobile platforms for more convenience. You won't be able to access Honeydue through your computer it's only available through a mobile app. The account also doesn't have monthly service fees or minimum balance requirements. Your funds will be secure at Sutton Bank, Member FDIC. If you would like an additional place to store money for a common goal, Honeydue also offers a joint bank account with debit cards called Honeydue Joint Cash. With Honeydue, you can organize your finances by creating monthly bill reminders or discussing personal financial information through the app's chat feature. When you connect a bank account to the app, you may choose to share both balance and transaction information, share information only, or share no information. You also have to option of setting limits to how much your partner can see. Honeydue allows you to see both your individual and shared finances in one place. The sign-up process is short and simple - you'll create an account by setting up your email, then invite your partner to Honeydue. Honeydue is a budgeting app designed specifically for couples. Rocket Money Review Best Budgeting App for Couples The Premium plan has a 7-day free trial after the free trial, you'll have to pay around $4 to $12 per month (the lower-price plans are billed annually instead of monthly). Pricing: You may choose how much to pay each month through a sliding scale. If you plan to change your internet, cable, phone, or wireless provider in the next year, you could end up losing money, though. When Rocket Money negotiates a bill, you'll have to pay a percentage (you may choose any amount from 30% to 60%) of whatever it will save you for the year. Rocket Money may also help you get refunds if you're charged bank overdraft fees or late fees. You'll upload a copy of your bill, and Rocket Money will determine whether you can get the same service with the company for a lower price. The app's standout feature is Bill Negotiation. It also includes premium customer chat, unlimited budgets, customizable budget categories, a savings account, real-time updated syncing, and a credit score report. The premium plan includes concierge services, which review your bills and subscriptions to help you cancel or get refunds for these services on your behalf. ![]() With the free plan, you'll be able to link bank accounts, credit cards, and investment accounts to track spending and you'll also be able to create a budget. Rocket Money has both a free plan and a premium plan. Rocket Money (previously known as TrueBill) is our best budgeting app overall because it has a variety of tools to help you save and limit spending. Best Budgeting App Reviews Best Budgeting App Overall If you're in a couple, our top pick is Honeydue which is also free to download. Rocket Money is our best budgeting app overall, and it has a free plan.
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